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Consultations shaped around real household decisions

Every engagement ends with written recommendations you can keep, share with a partner, or take elsewhere. Fees are agreed before work begins.

Retirement Income Mapping

A structured review of pensions, ISAs, and State Pension timing so you know what income you can draw and when.

Fixed engagement fee from £1,450, depending on the number of pension arrangements reviewed.

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An independent look at how your holdings sit against risk tolerance, charges, and the purpose of the money.

From £850 for a single-portfolio review.

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Life cover, income protection, and critical illness reviewed against mortgage debt, dependants, and existing workplace benefits.

From £395 for a structured needs assessment and written summary.

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Whole-of-market mortgage search and affordability guidance for purchase, remortgage, or equity release exploration.

Fee structure explained before any application; typically a combination of broker fee and lender procuration where applicable.

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A careful pass over estates, gifts, trusts, and available allowances with referrals to solicitors where legal drafting is needed.

From £1,100 for a planning review and recommendation letter.

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