Terms of use

Acceptance

By using smartwebtech.digital you agree to these terms. If you do not agree, please stop using the site. Enquiries submitted through the contact form are invitations to discuss a potential advice engagement; they do not create an adviser–client relationship until both parties sign an engagement letter.

About us

Thamespoint Financial Counsel provides UK financial advice and consulting information via this website. Our office is at 2761 Buckridge Lock, St. VonRueden, Scotland, United Kingdom. Contact: hello@smartwebtech.digital or +44-8-483-6400.

Website content

Articles, fee ranges, and service descriptions are general information about financial advice topics. They are not personal recommendations. Tax rules, pension regulations, and mortgage products change; always confirm current rules before acting.

Intellectual property

Text, layout, brand marks, and original graphics on this site belong to Thamespoint Financial Counsel or its licensors. You may view pages for personal use. You may not copy, republish, or commercially exploit content without prior written consent.

Enquiries and appointments

Submitting an enquiry does not guarantee an appointment. We may decline work where we lack permissions, capacity, or suitability. Fees, scope, and cancellation terms for advice engagements are set out in the engagement letter and, where relevant, our refund policy.

Liability

To the fullest extent permitted by law, we are not liable for loss arising from reliance on general website content alone. Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or other liabilities that cannot be excluded under the laws of Great Britain.

Third-party links

Links to lenders, pension providers, or public bodies are provided for convenience. We are not responsible for their content or privacy practices.

Governing law

These terms are governed by the laws of Great Britain. Courts in Scotland shall have non-exclusive jurisdiction, without prejudice to mandatory consumer protections that apply where you live in the UK.

Changes

We may update these terms from time to time. The date at the top of this page will change when we do. Continued use of the site after changes constitutes acceptance of the revised terms.