Flagship service
Retirement Income Mapping
A structured review of pensions, ISAs, and State Pension timing so you know what income you can draw and when.
Who it is for
Individuals and couples within ten years of leaving full-time work, or already drawing some pension income.
The result you leave with
A clear written income map covering guaranteed sources, flexible pots, tax bands, and a recommended drawdown sequence for the next three to five years.
Scope
Full review of workplace pensions, personal pensions, SIPPs, ISAs, and any defined benefit statements you hold. Includes State Pension forecast interpretation and cash-flow scenarios.
Included
- Document checklist and pre-meeting questionnaire
- Two meetings (discovery and recommendations), typically 90 minutes each
- Written retirement income map with tax notes
- Follow-up call within 30 days to answer questions
Not included
- Discretionary investment management
- Execution of trades or pension transfers unless separately engaged
- Legal advice on wills or lasting powers of attorney
How we work
- You share statements and complete a short goals questionnaire
- We hold a discovery meeting to clarify lifestyle targets and constraints
- We model income paths and present a written map at a second meeting
- You decide whether to implement recommendations with us or elsewhere